Flexible Payment Options

    Making quality dental care accessible and affordable for all Tamworth families

    At Oasis Smiles Dental, we believe everyone deserves access to quality dental care. That's why we offer a variety of flexible payment options to suit your budget. From interest-free payment plans to health fund claims processed on the spot, we're committed to making your dental treatment as affordable as possible.

    Buy Now, Pay Later

    Spread the cost of your dental treatment with our flexible payment plan partners. No need to delay important dental work – get the care you need now and pay over time.

    Afterpay

    Afterpay

    Split your dental treatment into 4 interest-free payments, paid fortnightly. No interest, no fees when you pay on time.

    Humm

    Humm

    Flexible payment plans from $1 to $30,000. Choose weekly, fortnightly or monthly payments with plans up to 60 months.

    DentiCare

    DentiCare

    Direct debit payment plans specifically designed for dental care. No credit checks, no interest, just simple weekly or fortnightly payments.

    Access Your Superannuation

    Access My Super

    Use Your Super for Dental Treatment

    Did you know you may be eligible to use your superannuation for certain dental procedures? Through Access My Super, you can apply to release funds for major dental work including:

    • Dental implants
    • Major restorative work
    • Full mouth rehabilitation
    • Dentures and bridges

    Health Funds We Accept

    We accept all major Australian health funds and have HICAPS facilities on-site, meaning you can claim your rebate instantly and only pay the gap. No need to claim later – we process your health fund claim on the spot.

    HICAPS

    HICAPS On-Site

    Process your health fund claim instantly and pay only the gap at the time of your appointment.

    Medibank
    HCF
    Defence Health

    Plus all other Australian health funds

    Government Programs

    Medicare

    Medicare Child Dental Benefits Schedule (CDBS)

    Eligible children aged 2-17 can receive up to $1,095 in dental benefits over two calendar years. This covers a range of dental services including check-ups, x-rays, fillings, and extractions.

    We bulk bill for eligible services under the CDBS, meaning there's no out-of-pocket cost for covered treatments.

    Department of Veterans' Affairs

    Department of Veterans' Affairs (DVA)

    We're proud to support our veterans and their families. We accept DVA Gold and White cards for eligible dental treatments.

    Please bring your DVA card to your appointment so we can process your claim directly.

    No Health Insurance?

    Don't worry – we have options for you too! Even without private health insurance, you can still access quality dental care at Oasis Smiles through:

    • 1
      Interest-free payment plans – Spread your treatment cost over time with Afterpay, Humm, or DentiCare
    • 2
      Superannuation access – For eligible major dental procedures
    • 3
      Competitive pricing – We offer fair, transparent pricing for all our services

    Our friendly team is always happy to discuss payment options and help you find a solution that works for your budget. Just ask at reception or during your consultation.

    Ready to Book Your Appointment?

    We'll help you understand your payment options and find the best solution for your dental care needs.